UK rates Bank Rate 3.75% 2-yr fix avg 5.13% 5-yr fix avg 4.98% (Sept 2026) Tax year 2026/27 Personal allowance £12,570 Employee NI 8%

Terms of use

Last updated 18 October 2026.

Who runs this site

https://www.salaryhome.co.uk is operated by M. Usman trading as SalaryHome, Gulberg 3, Lahore, Pakistan. Email: hello@salaryhome.co.uk.

Using SalaryHome

SalaryHome's calculators and guides are free to use for personal, non-commercial purposes. By using the site you agree to these terms.

Estimates, not advice

Our calculators produce estimates based on the figures you enter, the assumptions shown and the rules described on our methodology page. They are for general information and education only and are not financial, investment, tax, legal or mortgage advice, or a recommendation to take any action or buy any product. We don't arrange, advise on or recommend regulated financial products. Results such as mortgage affordability are not an offer of credit.

Before making financial decisions, check figures with HMRC, your employer, your lender or a regulated professional. MoneyHelper (moneyhelper.org.uk) provides free, impartial guidance.

Accuracy

We work hard to keep rules current and our calculations correct, and we test them extensively, but we can't guarantee that every result is free from error or suitable for your circumstances. Tax rules change, and individual situations vary. To the extent permitted by law, we're not liable for any loss arising from reliance on the site.

Intellectual property

Content on this site, including text, design and code, belongs to M. Usman trading as SalaryHome. You may link to any page and share results using the share link. Please don't copy substantial parts of our content without permission.

External links

We link to official and third-party websites for reference. We're not responsible for their content.

Changes

We may update these terms. The date at the top shows when they last changed.

Law

These terms are governed by the laws of England and Wales.