UK rates Bank Rate 3.75% 2-yr fix avg 5.13% 5-yr fix avg 4.98% (Sept 2026) Tax year 2026/27 Personal allowance £12,570 Employee NI 8%

Privacy policy

Last updated 16 October 2026.

The short version

  • Everything you type into a calculator stays on your device. We never receive it.
  • We don't have accounts and we don't use tracking or advertising cookies.
  • Your browser stores your colour-theme choice, plus any scenarios you choose to save, on your device only. We can't see either.
  • We count page views with privacy-friendly, cookieless analytics that don't identify you.

Who we are

M. Usman trading as SalaryHome, Gulberg 3, Lahore, Pakistan runs https://www.salaryhome.co.uk and is the data controller for any personal data described here. Contact: hello@salaryhome.co.uk.

Calculator inputs

All calculations run in your web browser using code downloaded with the page. Salaries, debts, property prices and other figures you enter are not sent to our servers or anyone else. When you use Share link, your inputs are stored in the part of the web address after the “#”. Browsers don't send this part to web servers, so it isn't recorded in our server logs or analytics. Anyone you share the link with can see the figures in it.

What we store on your device

ItemWhereWhyHow long
Theme (light/dark)Browser local storage, key sh-themeRemembers the theme you chose with the toggleUntil you clear it
Saved scenariosBrowser local storage, keys starting sh-scn-Only when you press Save; lets you reopen your own scenariosUntil you delete them (× button) or clear browser data

Both are only written when you ask for them, so they're strictly necessary for a feature you requested and don't need consent under PECR. Nothing is sent to us.

Analytics

We use a self-hosted instance of Umami, served from our own domain. It doesn't use cookies or local storage, doesn't collect personal data and doesn't track you across sites. It records anonymous, aggregated information: pages viewed, referrer, browser type, device type and country. Our lawful basis is legitimate interests in understanding which pages are useful.

Server logs

Our content delivery provider (Cloudflare) and our web server keep short-lived technical logs, including IP addresses, to keep the site secure and prevent abuse. Our lawful basis is legitimate interests. These logs are kept for no more than 30 days. Cloudflare may process this data outside the UK under appropriate safeguards.

Email

If you email us, we use your email address and message only to reply, and keep them for as long as we need to handle your enquiry (normally no more than 12 months).

Advertising

We don't currently show adverts. If we introduce them, we'll update this policy first and ask for your consent before any advertising cookies are set, using a Google-certified consent tool.

Children

SalaryHome is intended for adults managing their own finances. We don't knowingly collect personal data from children.

Your rights

Under UK GDPR you have rights to access, correct, delete, restrict and object to the processing of personal data we hold about you. To exercise them, email us. You can also complain to the Information Commissioner's Office at ico.org.uk. Because we don't collect calculator inputs, we usually hold no personal data about visitors.

Changes

We'll update the date at the top whenever this policy changes.