UK rates Bank Rate 3.75% 2-yr fix avg 5.13% 5-yr fix avg 4.98% (Sept 2026) Tax year 2026/27 Personal allowance £12,570 Employee NI 8%

Sources

Every rule our calculators use, with its source and the date we last checked it. Generated directly from the data the calculators run on.

Tax year 2024/25

Verified 17 October 2026

RuleSourceType
Income Tax rates and allowancesgov.ukOfficial
Scottish Income Tax bandsgov.ukOfficial
Employee National Insurancegov.ukOfficial
Self-employed National Insurance (Class 2 and 4)gov.ukOfficial
Student loan repayment thresholdsgov.ukOfficial
Dividend tax ratesgov.ukOfficial
National Minimum Wage and Living Wagegov.ukOfficial
Blind Person's Allowancegov.ukOfficial
Making Tax Digital for Income Taxgov.ukOfficial
Statutory Maternity, Paternity and Sick Paygov.ukOfficial
Pension lump sum and annual allowancesgov.ukOfficial
New State Pensiongov.ukOfficial

Tax year 2025/26

Verified 16 October 2026

RuleSourceType
Income Tax rates and allowancesgov.ukOfficial
Scottish Income Tax bandsgov.scotOfficial
Employee National Insurancegov.ukOfficial
Self-employed National Insurance (Class 2 and 4)gov.ukOfficial
Student loan repayment thresholdsgov.ukOfficial
Dividend tax ratesgov.ukOfficial
National Minimum Wage and Living Wagegov.ukOfficial
Blind Person's Allowancegov.ukOfficial
Making Tax Digital for Income Taxgov.ukOfficial
Statutory Maternity, Paternity and Sick Paygov.ukOfficial
Pension lump sum and annual allowancesgov.ukOfficial
New State Pensiongov.ukOfficial

Tax year 2026/27

Verified 18 October 2026

RuleSourceType
Income Tax rates and allowancesgov.ukOfficial
Scottish Income Tax bandsgov.scotOfficial
Employee National Insurancegov.ukOfficial
Self-employed National Insurance (Class 2 and 4)gov.ukOfficial
Student loan repayment thresholdsgov.ukOfficial
Dividend tax ratesgov.ukOfficial
National Minimum Wage and Living Wagegov.ukOfficial
Blind Person's Allowancegov.ukOfficial
Making Tax Digital for Income Taxgov.ukOfficial
Statutory Maternity, Paternity and Sick Paygov.ukOfficial
Pension lump sum and annual allowancesgov.ukOfficial
New State Pensiongov.ukOfficial

Property taxes

Verified 18 October 2026

TaxSourceRates from
Stamp Duty Land Tax (England & NI)GOV.UK2025-04-01
Land and Buildings Transaction Tax (Scotland)Revenue Scotland2024-12-05
Land Transaction Tax (Wales)Welsh Government2024-12-11

Market data

Our current-year figures are also checked automatically every month against these official pages. See how we keep rules up to date.